As the end of financial year approaches, donors can often find themselves inundated with funding requests and appeals, creating a sense of pressure to make quick giving decisions before 30 June.
One of the great benefits of having a Named Fund with Australian Communities Foundation (ACF) is the flexibility it offers. By making a tax-deductible contribution before 30 June, you can secure the tax benefit this financial year, and then take your time to strategically plan granting over the months or years that follow. It’s a structure designed for thoughtful, long-term giving.
Avoid rushed EOFY giving decisions
While many charities receive a spike in donations at EOFY, they often face quieter periods in the second half of the year. That’s when many organisations review their finances, identify funding gaps, and plan for the months ahead – making it an ideal time to offer support.
A Named Fund separates the timing of your tax deduction from the timing of your granting.
For example, you might check in with your not-for-profit partners in July or August to understand their evolving priorities. Some Fundholders use this time to support capacity-building needs, while others focus on helping organisations bridge funding gaps until their next round of government or philanthropic support arrives.
Give yourself time to give well
Using your Fund in this way allows you to respond more thoughtfully to community needs. Whether you’re planning to revisit your funding focus, involve your family in decision-making, or consult your advisor, you can grant at your own pace – while your balance remains invested in our responsibly managed portfolio.
It is a structure designed for thoughtful, long-term giving.
By aligning your granting with these quieter periods, you can often achieve deeper impact – your support may be more noticeable, more timely, and more valued by the organisations you care about. Plus, this approach helps build stronger relationships with grantees who see you as a thoughtful, engaged funder.
Named Funds also have no annual distribution requirement at Australian Communities Foundation (ACF). Unlike private giving funds and other donor-advised fund providers, which require you to grant 4–6% each financial year, you have the flexibility to grant on your own timeline. ACF as a Foundation is required to distribute at least 4% of its corpus annually – and we always grant well above this.
EOFY doesn’t need to mean rushed giving decisions. If you’re considering a top-up, now’s the time to contribute – you can then take the time to decide where and how to grant for the greatest impact. A Named Fund allows you to act now while creating space for more thoughtful, strategic giving over time.
Have you made your EOFY contributions to your Fund? Search and donate here
Need support with your EOFY giving or want to learn more about Named Funds? Contact us for a conversation
